Risk-Based Authentication

3D Secure 2.0: A Paradigm Shift

3DS 2.0 has been introduced to address the shortcomings of 3DS 1.0 in the modern eCommerce landscape – looking to help secure payments while offering an improved user experience during the checkout process.

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Alisdair Faulkner
Posted July 3, 2018
Payment Fraud Risk-Based Authentication

PSD2: As Deadline Looms, Focus Shifts to Consumers

Much has been made about the affect the upcoming PSD2 regulations will have on businesses in the European financial services industry. But, sometimes lost in all of the discussion is just how this modernization will ultimately affect consumers. PSD2, of...

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Vanita Pandey
Posted September 7, 2017
Risk-Based Authentication

Multifactor Authentication: No Longer Enough on Its Own

Multifactor authentication (MFA) solutions have become a popular weapon in the ongoing battle against cybercrime, as evidenced by its market forecast expected to top $12.51 billion by 2022. Yet we’ve known for many years that, on its own, MFA isn’t...

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Alisdair Faulkner
Posted August 2, 2017
Risk-Based Authentication

Risk-Based Authentication: Balancing Fraud Prevention and Customer Experience

It is the dichotomy that all digital businesses face — trying to keep the bad guys out while letting the good guys in. To accomplish this goal, security and risk professionals are turning to risk-based authentication (RBA) as a key...

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Armen Najarian
Posted July 27, 2017
Risk-Based Authentication

Risk-Based Authentication and The Evolving Threat of Account Takeover

Among the many threats facing digital businesses, account takeover (ATO) is quickly becoming a common — and troublesome — one. Forrester estimates that ATO causes at least $6.5 billion to $7 billion in annual losses across financial services, insurance, eCommerce,...

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Alisdair Faulkner
Posted July 21, 2017
Risk-Based Authentication

Forrester Wave Report: ThreatMetrix and the Revolution in Risk-Based User Authentication

Has account takeover (ATO) met its match in digital identity? With ATO attacks on the rise, a revolution in risk-based authentication (RBA) is rapidly replacing outdated password-based systems with context-aware risk analysis. At the forefront of this revolution is ThreatMetrix,...

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Vanita Pandey
Posted July 19, 2017
Payment Fraud Risk-Based Authentication

A Brave New PSD2 World

Financial institutions are starting to wrap their heads around the details of the final Regulatory Technical Standards (RTS) on Strong Customer Authentication (SCA), as well as come to the realization that the deadline for compliance is just 19 months away....

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Vanita Pandey
Posted April 27, 2017
Risk-Based Authentication

Getting the Balance Right: Financial Services and the Fight Against Fraud and Friction

7 Strategic Insights For Digital Transformation That You (and Your Customers) Can Bank On   Are your digital transformation efforts all sizzle and no steak?   For banking and financial services brands, efforts designed to streamline and enhance operations through...

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Armen Najarian
Posted November 14, 2016
Risk-Based Authentication

NIST Initiates the Demise of SMS 2FA in Banking

In our previous blog, we discussed some of the ramifications of new rules set forth in the Digital Authentication Guideline from the US National Institute for Standards and Technology (NIST).  NIST advised that SMS two-factor authentication (2FA) be phased out...

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George Tubin
Posted August 30, 2016
Risk-Based Authentication

The 2FA Fall from Grace: NIST Calls for the End of SMS Two-Factor Authentication

In the age of highly organized, complex and evolving cybercrime attacks, effective digital authentication has become more challenging than ever. Businesses are walking a tightrope between verifying who they are transacting with while minimizing friction that can cause frustration at...

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Alisdair Faulkner
Posted July 29, 2016
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