September 20, 2018
Programs that ensure our national security and facilitate our economic system require the highest level of protection without creating barriers for legitimate users.
The rapid transformation to a digital first world has streamlined processes and raised expectations. Users now expect secure, frictionless digital experiences whether they are transacting with a retailer, donating to a charity, or applying for a visa. However, unlike other organizations, government agencies are prime targets for cybercriminals, hacktivists, nation-state sponsored hackers, and insider threats.
Safeguarding Highly Sensitive Information in a Post-Breach World
Government agencies are progressively embracing the digitization of benefits, tax, financial, regulatory, and information sharing programs and services in order to meet stakeholder demands, realize efficiencies and reduce costs. These programs and services are critical to our economic system and national security, and users depend on immediate and secure access to collect bene ts, make payments, participate in programs, facilitate regulatory compliance, and secure sensitive data.
Further compounded by numerous data breaches, government agencies are finding it increasingly difficult to safeguard sensitive information from cybercriminals attempting to masquerade as legitimate users in an effort to apply for fraudulent visas, divert loan proceeds, steal retirement bene ts, falsify regulatory data, intercept sensitive data, and more.
In addition to the severity of unauthorized access, government related data breaches can have an extremely negative impact on public perception, reputation, and trust. Pressure is mounting for government agencies to ensure that they have a robust fraud and security strategy capable of detecting the most sophisticated and ever-evolving cyberattacks.
Static identity verification and identity proofing methods alone are no longer effective against cybercriminals equipped with an arsenal of stolen identities harvested from the dark web. Government agencies need a holistic, layered approach to authenticating users in real time, without creating friction for trusted users.
Establishing Trusted User Behavior by Leveraging the Largest Repository of Digital Identity Intelligence
Knowing who users really are and how and when they transact, can detect suspicious behavior before information is compromised or accounts are accessed by cybercriminals. The challenge for government agencies is how to accurately detect and block fraudsters without causing friction for legitimate users. Built from crowdsourced intelligence from approximately 24 billion global transactions each year including logins, payments, and new account applications, ThreatMetrix Digital Identity Network provides a wealth of cross-industry intelligence related to devices, locations, identities and past behaviors.
Using this information, ThreatMetrix helps government agencies understand the true identity of a connecting user by going beyond just device-based analysis, grouping various other entities based on complex associations formed between events. Behavior that deviates from this trusted digital identity can be accurately identified in real time, alerting government departments to potential fraud. Suspicious behavior can be detected and flagged for manual review or rejection before a transaction is processed.
The ThreatMetrix Solution for Government
ThreatMetrix can help government agencies confidently detect key situations that put user accounts, government data and payments at risk including:
- Screening of new users seeking credentials: Using ThreatMetrix Digital Identity Network, agencies can distinguish between legitimate users and fraudsters.
- Attempted logins using stolen credentials: Detect an existing user logging in with a new device, attempted logins from unusual locations or via hidden proxies/VPNs, and attempted access to multiple accounts using a single device.
- Users who have fallen prey to phishing attacks: Detect unusual devices, location patterns or behavior that appears anomalous or high-risk.
- Malware attacks: Detect evidence of malware on a legitimate user’s device or login session.
- Credential replay attacks or session hijacks: Detect when a device changes between a login and a transaction, or when cookies are copied between devices.
- Automated bot attacks: Detect high velocity password attempts, unusual packet fingerprints, known botnet participation, and other symptoms of a scripted attack.
- An Unparalleled Network: The ThreatMetrix Digital Identity Network protects 1.4 billion unique online accounts using intelligence harnessed from 2 billion monthly transactions.
- Privacy by Design: ThreatMetrix is unique in its ability to solve the challenge of providing dynamic risk assessment of identities while maintaining data privacy through the use of anonymization and encryption.
- An Integrated Approach to Authentication: Flexibly incorporate real-time event and session data, third-party signals and global intelligence into a single Smart Authentication framework, to deliver a consistent and low-friction experience with reduced challenge rates.
- Advanced Behavioral Analytics and a clear-box approach to Machine Learning: ThreatMetrix Smart Analytics analyzes dynamic user behavior to build more accurate, yet simpler, risk models. The result is a competitive edge in customer experience with reduced false positives, while maintaining the lowest possible fraud levels.